PIPD 2 - Legal Process

Stop the vehicle, call the police if necessary, call an ambulance if injured, exchange information (names, contact, insurance), take photos of the scene and vehicles, record any video footage.

Crucial evidence for supporting or defending a claim. Include damage patterns, vehicle positions, surrounding conditions (traffic lights, lanes, etc.).

Collect names, NLC numbers, contact details, and insurance information from all involved parties.

If the other party refuses to give their driver records, do not engage. Instead, note the license plate number.

Do not move the vehicle unless a police officer instructs you.

Keep a copy of any in-vehicle video recordings, as they serve as strong evidence about the accident occurrence.

Call police if required and an ambulance if there are injured. Immediate assistance is essential.

Driving a vehicle while intoxicated by alcohol or drugs.

Operating a vehicle that is not legally registered with the relevant authorities.

Driving with a suspended or disqualified license, or without a valid one.

Altering a vehicle in a way that violates regulations or safety standards.

Transporting more passengers than allowed by the vehicle's design.

Do not admit fault or responsibility for a car accident.

Call a tow truck, contact your insurance agent or company, and ask for advice from the insurance hotline.

An organization established in 1966 to improve Singapore's general insurance industry for consumers, agents, and insurers.

A clear, common reporting process for motor accidents, supported by all Singapore insurers, designed to make claims easier and more efficient.

A process to help drivers remember what to do after a car accident.

A service for getting advice from an insurance provider on how to handle car accidents.

A service to move vehicles from a car accident scene.

Organizations acting as representatives for certain industries in Singapore.

Organizations representing companies or people with an interest in insurance.

To build trust, represent members' interest to government and other organizations, and promote efficiency and education within the industry.

When a client chooses to have their own motor insurance pay for vehicle repairs after an accident.

Faster and easier process with insurers handling repairs and payments.

Your 'No Claim Bonus' is affected, potentially increasing future insurance premiums.

A discount on your premium for driving without making a claim on your motor insurance policy.

When a client chooses to seek repairs or compensation from the other driver's insurance.

Can be initiated through workshops, a lawyer, or directly by the client (DIY).

Reaching an agreement directly between the client and the other party without official procedures.

Formal procedures involved in third-party claims that involve insurance companies and potentially lawyers.

Client takes full responsibility for initiating and handling a third-party claim.

A lawyer can assist with negotiating settlements and representing the client in legal proceedings.

Client should provide detailed information like date, time, location, road conditions, visibility, speed, traffic signals, number of impacts, injuries, potential intoxication or off-amid by others, and any photos at the accident scene.

First-hand account of an accident, often holding superior value compared to later accounts like affidavits.

No police report needed for accidents without injuries, or with injuries if medical leave is less than 3 days. Motorists can still report to authorities for record purposes.

Options for a client seeking compensation (claimant): (1) Workshop, (2) Lawyer, or (3) DIY claim.

Advice depends on whether the client is seeking compensation (claimant) or defending against a claim (defendant).

Relevant data includes date, time, location, road, weather, visibility, speed, hazards, impacts, traffic lights, positions, lanes, visible injuries, obstructions, intoxication, and photographs.

Detailed accident reports provide facts and evidence used to determine who is responsible for the accident.

Injured party can pursue compensation through workshops, lawyers, or by initiating a claim independently.

Police reports are necessary for certain accident scenarios based on injuries and medical leave duration. Motorists can still report accidents.