U.S. Currency Teller Toolkit PDF 2021

TELLER TOOLKIT A GUIDE TO IDENTIFYING GENUINE CURRENCY 2021 1 WHAT IS THE TELLER TOOLKIT? WHO WE ARE WHAT WE DO The U.S. Currency Education Program (CEP) is Educate tellers about th...

TELLER TOOLKIT A GUIDE TO IDENTIFYING GENUINE CURRENCY 2021 1 WHAT IS THE TELLER TOOLKIT? WHO WE ARE WHAT WE DO The U.S. Currency Education Program (CEP) is Educate tellers about the security and design responsible for ensuring that users of U.S. currency features in Federal Reserve notes. around the world have access to education, Providing free resources for training and training, and information about Federal Reserve educating tellers on how to spot counterfeit notes. U.S. currency quickly. Download and print our quick reference PDF Managed by the Federal Reserve Board (Board), the at the bottom of this page to place by teller’s CEP works closely with our government partners workspaces or keep for future reference. at the U.S. Secret Service (USSS) and the U.S. Department of Treasury’s Bureau of Engraving and Printing (BEP) to raise awareness about how to use the design and security features of U.S. currency. WHAT THIS IS ABOUT This guide is a training resource for tellers who need to learn how to authenticate Federal Reserve notes. The following information can be used to determine whether currency is genuine. If tellers suspect that they have come across a counterfeit note, they should follow their company’s counterfeit-reporting procedures or direct their manager to the counterfeit-reporting instructions on uscurrency.gov. FEEL. TILT. CHECK. Print the Quick Reference PDF for at-a-glance guidance on authenticating U.S. currency JUMP TO QUICK REFERENCE PDF 2 IS THAT AUTHENTIC CURRENCY? DETAILS FOR TELLERS ABOUT SPECIFIC DENOMINATIONS The U.S. government redesigns currency to enhance the security of banknotes. But it’s not ALL U.S. CURRENCY REMAINS necessary to trade in your older-design notes for new ones. All U.S. currency remains legal tender, LEGAL TENDER, REGARDLESS OF regardless of when it was issued. No matter how WHEN IT WAS ISSUED. technologically advanced a note’s security features are, your help continues to be the best line of defense against counterfeiting. THE $100 NOTE (ISSUED 2013) THE $50 NOTE (ISSUED 2004) THE $20 NOTE (ISSUED 2003) THE $10 NOTE (ISSUED 2006) THE $5 NOTE (ISSUED 2008) 3  BACK TO ALL DENOMINATIONS PAGE KNOW THE $100 NOTE KNOW ITS FEATURES. KNOW IT’S REAL. The redesigned $100 note incorporates two Click here to view the security and design features of distinctive advanced security features — The 3-D older-design $100 notes: 1996-2013, 1990-1996, and Security Ribbon and the color-shifting Bell in the 1914-1990. Inkwell. Issued 2013. A SPECIMEN SPECIMEN SPECIMEN E C SPECIMEN SPECIMEN SPECIMEN D B A 3-D SECURITY RIBBON E SECURITY THREAD Tilt the note back and forth while focusing on the blue Hold the note to light to see an embedded thread running ribbon. You’ll see the bells change to 100s as they move. When vertically to the left of the portrait. The thread is imprinted you tilt the note back and forth, the bells and 100s move side to with the letters USA and the numeral 100 in an alternating pattern side. If you tilt it side to side, they move up and down. The security and is visible from both sides of the note. The thread glows pink ribbon is woven into the paper, not printed on it. when illuminated by ultraviolet light. B BELL IN THE INKWELL OTHER SECURITY FEATURES Tilt the note to see the color-shifting bell in the copper inkwell RAISED PRINTING change from copper to green, an effect that makes the bell seem Move your finger up and down Benjamin Franklin’s shoulder on to appear and disappear within the inkwell. the left side of the note. It should feel rough to the touch, a result of the enhanced intaglio printing process used to create the C PORTRAIT WATERMARK image. Traditional raised printing can be felt throughout the Hold the note to light and look for a faint image of Benjamin $100 note and gives genuine U.S. currency its distinctive texture. Franklin in the blank space to the right of the portrait. The image is visible from either side of the note. MICROPRINTING Look carefully (magnification may be necessary) to see D COLOR-SHIFTING 100 the small printed text THE UNITED STATES OF AMERICA on Tilt the note to see the numeral 100 in the lower right corner of the Benjamin Franklin’s jacket collar, USA 100 around the blank space front of the note shift from copper to green. containing the portrait watermark, ONE HUNDRED USA along the golden quill, and small 100s in the note borders. For more information, visit uscurrency.gov 4  BACK TO ALL DENOMINATIONS PAGE KNOW THE $50 NOTE KNOW ITS FEATURES. KNOW IT’S REAL. The $50 note has three key security features that are Click here to view the security and design features of easy to check: a security thread, portrait watermark, older-design $50 notes: 1997-2004, 1990-1997, and and color-shifting numeral 50. Issued 2004. 1914-1990. SPECIMEN SPECIMEN SPECIMEN A B SPECIMEN SPECIMEN SPECIMEN C A SECURITY THREAD OTHER SECURITY FEATURES Hold the note to light to see an embedded thread running vertically to the right of the portrait. The thread is imprinted with RAISED PRINTING the text USA 50 and a small flag in an alternating pattern visible Move your finger along the note’s surface to feel the raised from both sides of the note. It glows yellow when illuminated by printing, which gives genuine Federal Reserve notes their ultraviolet light. distinctive texture. B PORTRAIT WATERMARK MICROPRINTING Hold the note to a light and look for a faint image of Look carefully (magnification may be necessary) to see the President Grant in the blank space to the right of the portrait. small printed text FIFTY, USA, and 50 inside two of the blue stars It’s visible from both sides of the note. to the left of the portrait, FIFTY repeated within both side borders of the note, and THE UNITED STATES OF AMERICA in President C COLOR-SHIFTING 50 Grant’s collar. Tilt the note to see the numeral 50 in the lower right corner on the front of the note shift from copper to green. For more information, visit uscurrency.gov 5  BACK TO ALL DENOMINATIONS PAGE KNOW THE $20 NOTE KNOW ITS FEATURES. KNOW IT’S REAL. The $20 note has three key security features that are Click here to view the security and design features of easy to check: a security thread, portrait watermark, older-design $20 notes: 1998-2003, 1990-1998, and and color-shifting numeral 20. Issued 2003. 1914-1990. SPECIMEN SPECIMEN SPECIMEN A B SPECIMEN SPECIMEN SPECIMEN C A SECURITY THREAD OTHER SECURITY FEATURES Hold the note to light to see an embedded thread running vertically to the left of the portrait. The thread is imprinted with RAISED PRINTING the text USA TWENTY and a small flag in an alternating pattern Move your finger along the note’s surface to feel the raised and is visible from both sides of the note. The thread glows green printing, which gives genuine Federal Reserve notes their when illuminated by ultraviolet light. distinctive texture. B PORTRAIT WATERMARK MICROPRINTING Hold the note to light and look for a faint image of President Look carefully (magnification may be necessary) to see Jackson in the blank space to the right of the portrait. The image the small printed text USA20 along the border of the first three is visible from both sides of the note. letters of the blue TWENTY USA ribbon to the right of the portrait and to see THE UNITED STATES OF AMERICA 20 USA 20 in black in C COLOR-SHIFTING 20 the border below the Treasurer’s signature. Tilt the note to see the numeral 20 in the lower right corner of the front of the note shift from copper to green. For more information, visit uscurrency.gov 6  BACK TO ALL DENOMINATIONS PAGE KNOW THE $10 NOTE KNOW ITS FEATURES. KNOW IT’S REAL. The $10 note has three key security features that are Click here to view the security and design features of easy to check: a security thread, portrait watermark, older-design $10 notes: 2000-2006, 1990-2000, and and color-shifting numeral 10. Issued 2006. 1914-1990. SPECIMEN SPECIMEN SPECIMEN A B SPECIMEN SPECIMEN SPECIMEN C A SECURITY THREAD OTHER SECURITY FEATURES Hold the note to light to see an embedded thread running vertically to the right of the portrait. The thread is imprinted with RAISED PRINTING the text USA TEN and a small flag in an alternating pattern and is Move your finger along the note’s surface to feel the raised visible from both sides of the note. The thread glows orange when printing, which gives genuine Federal Reserve notes their illuminated by ultraviolet light. distinctive texture. B PORTRAIT WATERMARK MICROPRINTING Hold the note to light and look for a faint image of Secretary Look carefully (magnification may be necessary) to see the Hamilton in the blank space to the right of the portrait. The small printed text THE UNITED STATES OF AMERICA and TEN image is visible from both sides of the note. DOLLARS USA below the portrait and inside the borders of the note, and USA 10 repeated beneath the torch. C COLOR-SHIFTING 10 Tilt the note to see the numeral 10 in the lower right corner of the front of the note shift from copper to green. For more information, visit uscurrency.gov 7  BACK TO ALL DENOMINATIONS PAGE KNOW THE $5 NOTE KNOW ITS FEATURES. KNOW IT’S REAL. The $5 note has three key security features that are Click here to view the security and design features easy to check: a column of three small numeral 5 of older-design $5 notes: 2000-2008, 1993-2000, and watermarks, security thread, and large numeral 5 1914-1993. watermark. Issued 2008. SPECIMEN SPECIMEN SPECIMEN A BB C SPECIMEN SPECIMEN SPECIMEN A WATERMARK OTHER SECURITY FEATURES Column of three smaller numeral 5s. Hold the note to light and look for a faint image of three RAISED PRINTING numeral 5s to the left of the portrait. The image is visible from Move your finger along the note’s surface to feel the raised both sides of the note. printing, which gives genuine Federal Reserve notes their distinctive texture. B SECURITY THREAD Hold the note to light to see an embedded thread running MICROPRINTING vertically to the right of the portrait. The thread is imprinted with Look carefully (magnification may be necessary) to see the the letters USA and the numeral 5 in an alternating pattern and is small printed text FIVE DOLLARS repeated inside the left and visible from both sides of the note. The thread glows blue when right borders of the note, E PLURIBUS UNUM at the top of the illuminated by ultraviolet light. shield within the Great Seal, and USA repeated in between the columns of the shield. On the back of the note the text USA FIVE C WATERMARK appears along one edge of the large purple numeral 5. Large numeral 5. Hold the note to light and look for a faint image of a large numeral 5 in the blank space to the right of the portrait. The image is visible from both sides of the note. For more information, visit uscurrency.gov 8 TIPS TO SPOT EASY-TO-DETECT COUNTERFEIT NOTES Take a quick glance at currency when you receive it. genuine is to rely on its security features. If you If it has foreign writing on it, it could be fake. think you’ve received a counterfeit note, follow your If it has “For Motion Picture Use Only” or the organization’s counterfeit-reporting procedures word “Replica” on it, it could be fake. before notifying your nearest U.S. Secret Service Field Office. The best way to determine whether a note is ADDITIONAL TELLER RESOURCES TRAINING COURSE REPORTING A COUNTERFEIT Take our online training course designed to help For more information on how to report counterfeit tellers learn how to spot the security features in U.S. currency, visit us here. currency. The more they know, the less likely they are to accept counterfeit notes. CASH ASSIST APP With Cash Assist’s suite of tools, you can learn to U.S. CURRENCY EDUCATION WEBSITE quickly locate and understand the security features Visit uscurrency.gov for more information and of the cash in your hands. Use your phone’s camera, training resources on authenticating current and accelerometer, and more to help you make decisions. older styles of U.S. currency. CONTACT US If you have more specific questions, contact us Stay connected to us on Facebook, Twitter, and here: www.uscurrency.gov/about-us/contact-us YouTube for the latest news and updates. For more information, visit uscurrency.gov 9  KNOW YOUR CUSTOMER’S MONEY QUICK REFERENCE PDF FOR TELLERS FEEL THE PAPER TILT THE NOTE Move your finger across the note. It should feel Tilt the note to see the ink in the numbers on the slightly rough to the touch because of the printing lower right corner change color. On the current style process and the unique composition of the paper. of notes, the color should change from copper to green. CHECK COLOR-SHIFTING INK The current $100 note includes two advanced LOOK INTO THE LIGHT security features you can check by tilting it: Hold the note to light to check that the watermark A color-shifting Bell in the Inkwell and a 3-D Security and security thread are visible from the front and Ribbon. The 3-D Security Ribbon contains images of back of the note. bells and 100s that shift as you tilt the note. Security threads are in a different location on each denomination $5 and higher. Watermarks on the $10, $20, $50, and $100 notes should match the portrait on the front. The $5 note has numeral 5 watermarks. Visit uscurrency.gov for more information and training Become familiar with your organization’s resources on authenticating counterfeit-reporting procedures, and follow those procedures if you are uncertain whether the current and older styles of banknote you are handling is genuine U.S. currency. U.S. currency. Procedures may include notifying your manager, notifying your loss-prevention representative, or calling your local law enforcement authority.